Is your house worth less than you owe on your mortgage(s)? Foreclosure is embarrassing and a frustrating solution that wrecks your credit setting homeowners back for too many years.

Jeff Sibbach has a successful plan to help!

What is a Short Sale?

According to the Arizona Department of Real Estate, “A short sale is a real estate transaction in which the sales price is insufficient to pay the loan(s) encumbering the property in addition to the costs of sale and the seller is unable to pay the difference.”

A short sale is not without and financial risks and challenges.  Please fill out that form below and I will send you there advisory which the AZ Dept. of Real Estate has outlined.

When the homeowner is a position to sell the home but they can not pay off the loan from the proceeds from the sale or other financial means, the homeowner faces several options:

The two most popular are Foreclosure or Short Sale:
  

At this point, it is time to contact Jeff Sibbach, Certified Distressed Property Expert and Certified Short Sale Negotiator.

We help the homeowner facing foreclosure make the best decision for them!

1. We contact you and have a conversation educating you and the pros or cons for all options. 

2. We educate you on what next the steps are necessary in choosing the best option for you and what the possible impacts in the may be in the future depending on the decision you make.

3.  If short is the best option, we would represent you as your qualified Real Estate Agent, in effectively marketing your home to quickly find a buyer.

 4. We contact your bank and work with you to help you prepare the Short Sale Package for your bank.  As your Realtor, I will discuss with them to acceptable price, terms and conditions that work for the Borrower, the Bank and the Buyer.

If this is what you are looking for, please contact us immediately to let the education process begin with no obligation.

If you're a homeowner who is trying to make the decision to let your home go to foreclosure or versus attempting a short sale, saving your credit is the reason people choose to doing a short sale. Be sure to educate yourself, and always seek legal and tax advice before making that decision.

                                    What should you do next?

Contact a qualified Agent to help you decide what the best decision for you is!!