3 Must-Have Requests for Your Real Estate Offer Today

sales contract

Are you in the market for a new home? I understand how important it is to find the perfect offer that suits your needs. To help you navigate through the process, here are three things you should ask for in your offer:

1. Contingencies

One of the first things you should ask for in your offer is contingencies. These are conditions that must be met before the sale can be finalized. Common contingencies include obtaining a mortgage loan, home inspections, and appraisal. It’s crucial to have these contingencies in place to protect yourself as a buyer. They give you an opportunity to negotiate repairs or even terminate the contract if needed.

2. Closing Costs Assistance

Closing costs can add up quickly and become a significant financial burden. That’s why it’s important to ask for closing costs assistance in your offer. Many sellers are willing to contribute towards these expenses, which can include lender fees, title insurance, and escrow charges. Having the seller cover a portion, or even all, of the closing costs can significantly reduce your upfront expenses and make purchasing a home more affordable.

3. Home Warranty

When buying a home, unexpected repairs and maintenance costs can take a toll on your finances. Asking for a home warranty in your offer can provide you with peace of mind. A home warranty typically covers major appliances and systems, such as HVAC, plumbing, electrical, and more, for a specific period. If any covered items break down during this time, you can get them repaired or replaced at a fraction of the usual cost. Having a home warranty in place can save you from unexpected expenses and ensure that your new home stays in great condition.

Remember, it’s always worth asking for these three things when making an offer on a property. While not every seller will agree to all requests, negotiating for these terms can put you in a better position as a buyer. Plus, having these additional protections and financial assistance can make the home-buying process smoother and less stressful.

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