As a lender, I get this question all the time. Documentation is a by-product of the Mortgage Meltdown (although I hate that term), requiring all points to be verified, sourced and documented. I use the analogy today that; think of Underwriting like a Table.

Hi, it’s Jeff Sibbach…your hopefully, endearing host, here today with Matt… Wait, can I stop you? You look really nice, glad you dressed up for me! Well, I knew you were going to wear a suit because you do the whole “financial” thing. That’s right. I gotta look like I know what I’m talking about. Right, so I figured we’re trying to look classier as we grow, so, haha…

Hi I’m Jeff Sibbach, and today I have a special guest… That’s right, special… What makes you special? I have no idea… Anyway, this is Matt Baker, with the Bookspan Baker Team with Cobalt Mortgage. That’s right, it’s a mouthful, I know. And he’s here because of the holiday season to talk about jumbo shrimp. No, not jumbo shrimp! Jumbo Mortgages! I mean come on, I’m a mortgage guy!

Jeff and Ashley discuss this past year in media events, and how the Fiscal Cliff will affect the housing market.

Think you are ready to buy a home? Are you aware of the current credit score requirements in order to qualify for a home loan?  Whether this is your first time buying a home or you are a seasoned home buyer, buying a home requires taking a look at your […]